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Product Offerings

bluCognition delivers AI-powered products as well as provides managed and consulting services to enable enhanced risk decisioning and increased productivity through automated and low-cost solutions. Our customers include financial institutions of all sizes as well as merchant processors.



Real time Bank Statement Conversion & Analytics including Financial Ratios


Real time Document Tampering Detection


Our Clients

Wex logo
Fiserv logo
Paypal logo
American express logo
Stripe logo
Zip logo
Covalto logo
Navan logo
Charter communications logo
Brex logo
Lendio logo
Credibly logo


bluSense automated our underwriting decisions for lines under 150k using the cash flow analysis. This improved our credit performance in acquisitions.

bluSense Customer

The FraudLens tool helped us reduce first party fraud in real time by identifying altered documents in our underwriting process.

FraudLens Customer

The operations team processes my underwriting decisions end to end at half the cost with a short turn around time.

Managed Services

< 30 Seconds

Less than 30 seconds turnaround time for bank statement conversion & analytics


Increase in
processing efficiency


Reduction in data re-entry for financial and bank statements


Upto 50% decrease in
application processing time

Data Security

We understand the importance of data security, controls, and vendor management for our customers.

We utilize the most advanced and secure cloud platforms in the world and have best in class data security certifications to deliver products that are stable, secure, and follow standard protocols.

Service Organization Control 2 Logo
PCI DSS Compliant Logo
ISO 27001-2022 Information Security Management System Logo
GDPR Compliance Logo